Tuesday, October 20, 2009

Advice before a reunification of loans In the financial report

“In consumer and products” that the OCU issued, the reunification of debts by means of intermediaries advises against, since these usually acquire discharges commissions on watch. Before an imminent situation of economic crisis many people consider to reunify their debts and loans in only one, which can be in many cases an excellent alternative, nevertheless, to do it through an intermediary can not be so positive.
The Organization of Consumers and Users, private association that offers to consultant's office and information to the consumers, published a report where she recommends the families who are considering to reunify their loans that before doing it by means of an intermediary are better to consider other options of credit as to even ask for a familiar loan without interests or with interests very low, advance payments of company or an extension of the mortgage, if the quantity to solicit solely is lifted because it is necessary to invest in expenses of notary's office, registry and diverse taxes.

The reason for which the OCU advises against to go with financial advisers is because these usually acquire discharges commissions on watch, in addition the service that they provide is one to that the interested one can accede by its own means. Also they recommend to kindly watch the cats and commissions and coverall to negotiate them, because a banking organization will almost always be arranged to modify them if doing it is going to have a reliable client. When one is to invest the savings, they recommend “to by all means invest safe envelope” in organizations supervised by the Administration and that counts on their registry in rule. It advises that to go to a personal credit he is something that must be made solely in necessary cases, coverall advise against to do it when the amount is low because it is there when the interests are higher. An excellent option to multiply our savings is to avoid to accumulate them in current accounts, the best thing is to diversify the investments and to make

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